Terms and Conditions

You must be at least 18 and legally able to enter an agreement to use this site or submit an application. You agree to provide accurate information and not misuse the site, interfere with its operation, attempt unauthorized access, transmit malicious code, impersonate another person, or use content in violation of law or another person's rights.

Content is provided for general educational and informational purposes. It is not financial, investment, securities, commodity trading, legal, accounting, or tax advice, and it is not a recommendation or solicitation to buy, sell, or hold any security, currency, commodity, or financial instrument. You should consult qualified professionals about your circumstances.

Trading and investing involve substantial risk, including the possible loss of all capital. Past performance does not predict future results. Examples, demonstrations, simulations, and practice environments may not reflect actual market conditions, costs, liquidity, execution, or emotional factors. You are solely responsible for your decisions and should never trade with money you cannot afford to lose.

There is no guarantee that you will earn income or achieve any particular result. Statements about income, lifestyle, or individual experiences are illustrative and are not promises or representations of typical results. Results vary and depend on many factors, including skill, experience, time, effort, market conditions, customer activity, expenses, and factors outside anyone's control.

Any business opportunity discussed is governed by the applicable company's current agreements, policies, compensation plan, eligibility rules, and income disclosure materials. Commissions, ranks, and incentives are not guaranteed. You are responsible for reviewing official company materials and complying with applicable laws before participating.

Submitting an application or booking a call does not guarantee acceptance, access, employment, an agency relationship, financial results, or any other outcome. We may decline, cancel, or reschedule an appointment. You may cancel or reschedule using the instructions provided with your appointment.

When you separately opt in, the IslandAndrew messaging program may send application follow-up, appointment confirmations and reminders, rescheduling information, and marketing or promotional messages. Messages may be sent using an automatic telephone dialing system or other automated technology. Marketing consent is not a condition of any purchase.

• Program sponsor: Regenerx LLC DBA IslandAndrew.
• Message frequency: Message frequency varies.
• Charges: Message and data rates may apply.
• Opt out: Reply STOP to cancel. You may also revoke consent by any reasonable method that clearly communicates your request.
• Help: Reply HELP for help or write to the mailing address below.
• Carrier liability: Wireless carriers are not liable for delayed or undelivered messages.

After an opt-out request, we may send one message confirming that your number has been removed. We will process the request as soon as practicable and within 10 business days. Opting out of marketing messages does not prevent non-marketing communications that are permitted by law and necessary to respond to a request you initiated. If you change or deactivate your number, you agree to notify us so messages are not sent to the person who later receives that number.

Delivery depends on your mobile carrier and network availability. Supported carriers and program availability may change. Our collection and use of information through the program is governed by our Privacy Policy.

For recipients in Canada, commercial messages are sent by Regenerx LLC DBA IslandAndrew, 13217 Jamboree Rd, Tustin, CA 92782, United States, with the consent required by Canada's Anti-Spam Legislation. Reply STOP to unsubscribe.

Where permitted, we may send application, appointment, and marketing emails. Marketing emails will identify the sender and include an unsubscribe method. Requests may take the period allowed by law to process. Even after unsubscribing from marketing, you may receive transactional replies or appointment communications you requested.

The site and its text, graphics, videos, branding, design, and other content are owned by or licensed to IslandAndrew and are protected by applicable intellectual property laws. We grant you a limited, revocable, nonexclusive, nontransferable right to access the site for personal, noncommercial use. You may not copy, reproduce, modify, distribute, sell, or exploit site content without prior written permission.

The site may link to or use third-party platforms, calendars, communications tools, or company materials. Those services are controlled by their operators and have their own terms and privacy practices. We are not responsible for third-party services, availability, content, or conduct.

To the fullest extent permitted by law, the site and content are provided "as is" and "as available." We disclaim all express and implied warranties, including merchantability, fitness for a particular purpose, title, noninfringement, accuracy, and uninterrupted or error-free operation. Some jurisdictions do not allow certain exclusions, so these exclusions apply only to the extent permitted by law.

To the fullest extent permitted by law, IslandAndrew, Regenerx LLC, and their owners, officers, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, trading losses, or business interruption arising from or related to the site, content, communications, or third-party services. Nothing in these Terms excludes liability that cannot lawfully be excluded.

To the extent permitted by law, you agree to defend, indemnify, and hold harmless IslandAndrew and Regenerx LLC from claims, losses, liabilities, and reasonable expenses arising from your misuse of the site, violation of these Terms, or infringement of another person's rights.

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute that is not subject to a legally required forum will be brought in a court of competent jurisdiction in Orange County, California. Mandatory consumer protections in your province, state, or country remain available to the extent they cannot be waived.

We may update these Terms by posting a revised version and changing the effective date. Continued use after the revised Terms take effect constitutes acceptance where permitted by law. If any provision is unenforceable, the remaining provisions remain effective. These Terms and the Privacy Policy constitute the agreement between you and us concerning this site and its communications.

Regenerx LLC DBA IslandAndrew
13217 Jamboree Rd
Tustin, CA 92782
United States